Earlier in the meeting, a representative from SEANC (State Employees Association of NC) griped that Blue Cross/Blue Sheild has 97% of the NC insurance market. The reason why BC/BS has a monopoly on health insurance in NC is because state law forbids sales and purchases of insurance across state lines. Citizens of NC cannot choose to purchase cheaper, more competitive insurance policies from companies based in other states. Our government is already meddling in our choices and not in a way that benefits the people. The speaker in this video addresses his questions as to why there are no options for free market solutions such as: 1. Allowing us to purchase cheaper, more competitive insurance across state lines? 2. Why can’t we buy a personal policy and get the same tax breaks an employer gets on corporate purchase of insurance? 3. How come I can't have a health savings account without a lot of strings attached, government regulations and restrictions when I ought to be able to save for my health care? Etheridge responds with a reference to Bernie Madoff. No, seriously...Bernie Madoff came up several times during the evening in response to questions as the reason why the free market and decreased regulations does not work. Mr. Etheridge, Harry Markopolos alerted the Securities and Exchange Commission five times over years that Madoff's "hedge fund" was a huge ponzi fraud scheme. The SEC did nothing more than forward the case to the NY office which, after 11 months, closed ...